Introducing Money Girl Collective

Join a community of like-minded women who are serious about creating and living their dream lives, and having the money to do so.

JOIN THE WAITLIST

Doors are closed for 2025 but will open in October 2025 for our 2026 cohort.

Click the link above to sign up for the waitlist and get alerts.

It's time to get a handle on your coins so you can...

Travel more without spending all of your money to do so

Save money without sacrificing the things you love

Earn more money without trading more of your time for it

You are the company you keep...

Take a moment to think about your family and friends. Are they moving you closer to your goals? Do they even know what your goals are? I can probably guess that most of them don't. Because I have been there.


I was alone as I paid off over $80,000 in debt. My friends, whom I love dearly, were still out partying, traveling and living life.


I was alone as I went through the process of buying my first home. My people supported me, but they weren't trying to buy a home so they couldn't understand why I spent some much time at home to save money.


I was alone as I went through the process of seeking new ways to create a luxury lifestyle that I could afford. I was tired of carrying credit card balances, paying the bare minimum on my student loans (while simultaneously seeing the balance remain the same), I was tired of living in a basic apartment with a roommate who was not clean (because I couldn't afford to live alone).


I'm sure you have similar goals. But the people around you are either:


1. Content with how they are living and spending recklessly (which only increases the amount of years you work). 


2. Want to also do better but won't really do anything about it (bad habits are ingrained in many of us).


3. Don't understand why you are changing and want better for yourself (until eventually you become someone you don't even recognize).


Baby, you are NOT alone!


Too often, we see view MONEY as TABOO topic in the Black community. We don’t like for other people to know what we have going on financially. And for many reasons. This dates back to Slavery and has followed us well into the 21st century. 


However, following this path hasn’t always work for us. We end up missing out on A LOT of #MoneyMoves because we DON'T KNOW WHAT WE DON'T KNOW


I am committed to creating a community-focused, safe space for women to talk openly about money. With the right people around you, you can turn your INCOME into a tool that helps you create and confidently AFFORD to live your dream lifestyle! #Accountability

It's time to unlock your dream life and connect with like-minded women who want the same...

The "Money Girl Collective" is specifically designed to empower 9-5 earning women like you who are ready to transform their financial future in 1 year.


And best of all, you are doing it in a community of like-minded women. You may feel like the only one in your tribe that is seeking this - but that is no longer the case in the Money Girl Collective. You have found your tribe, your safe space to talk about money with other women.



Money Girl Collective is for you if you...

You're ready to give yourself an unofficial raise


I don't know about you, but doing the most just to get paid the least is OLD. Employers these days want to give you double, sometimes triple, the work for a simple 3% raise. IF that. Nah, we are taking matters into our own hands and putting a strategy into process that will unlock more income that doesn't require "proving ourselves."

You're ready to make money in your sleep, the easy way


I can guarantee that you work hard on your job, but you probably find yourself wondering  where your check is going or  why it never feels like enough. We are going to discuss many ways to  get these banks and companies to pay you, without you having to WORK for it. Black women already get the paid the least, it's  time for us to live that #softlife.

You want to travel and enjoy the finer things without going broke


There's peace of mind that comes when you can actually afford to take the girls trip or enjoy that spa day WITHOUT taking on more debt or ruining your credit to do so. You may see influencers romanticizing their lives but i'm gonna show you how to do it with the income you already earn. You deserve a full life, not a life of restriction.

Listen in for a sneak peek on what to expect...

Here's what we will cover in Money Girl Collective...

List of Services

By the end of 12 months, you will walk away with:

  • 1. A blueprint for your dream life that you'll want to revisit often

    We have to stay inspired through the good and bad!

  • 2. An income-based spending plan that makes room for enjoyment

    Life is meant to be enjoyed and I'm here to show you how to pay those bills and still live it up.

  • 3. A savings strategy that makes sense for your goals

    Forget what the gurus say! We will work together to determine what a realistic savings plan is for you.

  • 4. A debt payoff tracker that isn't overly restrictive

    We're not letting another year go by without you tackling that debt! It's hard, but not impossible. 

  • 5. Your first travel credit card that fits your lifestlye

    It's time to be outside and overseas! Those luxury photos on your vision board are going to become a reality soon. Let's get to work.

  • 6. How to select the right investments for you

    Before you purchase any stocks, you will know their historical returns, where they invest and so much more to become an empowered investor.

...and so much more!

Okay, but what does the day-to-day look like?

Monthly Live Zoom Calls

We will meet once a month as a collective and you'll have individual check-ins with me as an added layer.

Weekly Relevant Content Updates

There will be resources and tools will be shared that will support each month's area of focus.

 Monthly Assignments

We're learning and doing around here. I will help you create a blueprint that is realistic and builds overtime. 

Small, Safe, non-judgmental space

Our private community is a space where you can get support and your questions answered.

We love #RECEIPTS around here...


Community matters so much and hearing from one of my #masterclassgirlies, Ms. Trew, about her challenges with finding like-minded, financially literate people spoke volumes...

Go from overwhelmed to confident in 12 months...

Where are you are...


  • Afraid to look at your statements because there's nothing in there or you've been spending a lot and don’t want to face it.


  • Often responsible for taking care of everyone, so pressure is on for you to “have it”.


  • Was taught to only save and put money in the bank. Nothing was shared about growing or investing your money.


  • Believes the only way to make more money is to get a second job OR to get a raise.



  • Feels like you’ll never be able to buy a house or pay off debt in this economy.

Where you can be...


  • Certain accounts paying you to cover the things you love, like brunch bills, happy hour tabs, hair appointments etc. without doing any extra work.


  • Stressing less about money by putting it in the right accounts that work while you sleep AND leave you with a higher balance each month.


  • Living a life of luxury without worrying about if you have the funds in your accounts to afford it.


  • Making even more money with the money you already earn, without trading more of your time for it.


  • Finally reaching your lifestyle goals (moving into a new place, buying a car, traveling) this year instead of pushing them off.

The #MoneyGirls have spoken:

Meet your fellow #MoneyGirl...

Hey, I’m Joshlyn and I am a Certified Financial Educator, Speaker, Content Creator, and Self-Taught Investor who has generated over $500 in monthly passive income and paid off over $80,000 in student loan debt. I’ve helped over 100 women jumpstart their investing journey and supported over 250 women in purchasing their first homes. I’ve also partnered with companies such as Fundrise, Marcus by Goldman Sachs, and Chase Bank just to name a few.


But this wasn’t always my story. Statistics show that 73% of millennials are living paycheck to paycheck and I was a part of that number for a long time. It was a combination of experiences – such as being laid off unexpectedly, quitting a toxic job with no real income plan, and struggling to purchase my first home – that taught me the importance of financial independence. Statistics also show that black women earn 63 cents for every dollar earned by white men, and I envision a world where black women never have to be at the mercy of an employer (or a limited salary) ever again.


Today, as the founder of Maximized Money, I am normalizing a world where black women have options and freedom. Freedom to be wherever and do whatever by using the income they earn now to create the life they’ve always desired.


I'm sold! Where do I sign up?

JOIN THE MONEY GIRL COLLECTIVE WAITLIST FOR 2026

Doors are closed for 2025 but will open in October 2025 for our 2026 cohort.

Click the link above to sign up for the waitlist and get alerts.

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