BUY YOUR FIRST HOME
Earnest money deposit | the first payment you'll make as a homebuyer
The first payment you'll make as a first time homebuyer is an earnest money deposit. Let's talk about what it is, how much you pay, and how it's applied.
How to choose the right home loan for you | first time home buyer edition
Choosing the right loan can feel overwhelming. However, I'm here to make it easier. There are 3 loans as a first time homebuyer you should be aware of.
Buying my first house with student loan debt | my experience
Buying a home with student loans was tough. No one told me how much they would impact what I was qualified for and how that would limit my journey.
Watch this before buying your first home | 5 things to be aware of as a new homebuyer
I learned a lot from my homebuying journey, but the main tip is to negotiate! Especially if it's a buyer's market. That's when the market is in your favor.
Buying a home with high student loan debt | debt free journey 2023
Buying a home with high student loan debt was rough and it ultimately kicked off my debt free journey. It all started with my pre-approval amount.
5 Tax benefits of buying a house | homeownership tax breaks | first time home buyer edition
Buying a home for me was mostly a financial benefit. I knew I would be able to garner some tax savings for homeowners and now I do annually.
How to save for a down payment on a house fast! Part 2 | Saving for a house while renting
In part 1, I talked about my favorite strategy for generating passive income. On this video, i'm going to walk you through the #2 strategy that worked for me!
How to save for a down payment fast! | first time home buyer edition | part I
I tried a bunch of different things when it came to saving for a down payment, but most of them wiped me out! However, I landed on 3 solid strategies for you!
4 New Construction Benefits | New construction vs. resale | why I chose new construction
There are 4 new construction benefits that I want to share to help you determine if new construction vs. resale is best for you.
Pros and Cons of HOA (Homeowners Association) | Buying new construction home
Let’s talk about the pros and cons of HOA and if it makes sense when buying a new construction home. For me, it was a no-brainer to buy in an HOA community.
How I ended up with unpaid property taxes | first time homeowner tips
I received a letter about unpaid property taxes & nearly died! As someone who stays on top of my money, imagine my shock when they shared how much I owe.
5 Mistakes To Avoid Now If You Want To Buy A Home in 2023
My advice for first time homebuyers is to focus on everything that happens before you buy and be cautious with your moves!
Should you buy your first home now or wait until interest rates drop? Here's what I think...
I’m sure you’ve wondering if should you buy a house right now and I get it, the market continues to go crazy. I remember feeling like this way before purchasing.
How student loans affect homeownership. My personal experience
My friend asked me “does student loan debt impact you from buying a house?”. Her pre-approved amount and thinks it's because of her student loans.
How much should I save before buying a house? | First Time Homebuyer Edition
One of the biggest questions that I asked my homeowner friends was, “how much should I save before buying a house?”. And in this video, I break it down.
My Homebuying Journey | 3 Reasons Why home ownership is so important
I had a list of 3 things that would make home ownership worthwhile for me. A lot of times, we may not know what we want or unrealistic expectations.
Was homebuying really worth it? | Confessions from a first time home buyer
As a first time home buyer, I’m sure you’re considering if you want to go through the full process of buying a home. It is a lot, take it from me!
Which home loan is best for you? A breakdown for first-time homebuyers
Most first time home buyers will have to go through the home loan process and that’s okay because there are 3 main loan types that I recommend you consider.
First Steps of Buying A House | Everything You Need To Know As A First Time Homebuyer
A few days ago, a friend (who is also an aspiring first time home buyer) called me and asked, “if I want to buy a home, what’s the first step I should take?”
5 Things to know as a first-time homebuyer | I wish I Knew These
I already failed through the process once but after taking the time to get my finances together and absorb a lot of advice, I re-entered and succeeded.
Breaking down the first time homebuyer process | My experience
When I began the process of buying my first home, I had wish that there was a toolkit or something that would help me keep track of all my notes.
Earnest money deposits explained | the first payment you'll make as a homebuyer
Closing on my new construction home was a whirlwind! I spoke to a few friends before my final walkthrough, but things popped up that took me by surprise.
How to choose the home loan for you | first time homebuyer edition
I continue with my experience of getting my inspection (my inspector had to come back twice), asking about gas connectors and more.
Buying a house with student loan debt | 5 things I learned from experience
Buying a home with high student loan debt is possible but it’s not always a guarantee. My debt-to-income ratio was so high that I had to pay them off.
How My Agent Helped Me Buy My First House
As you prepare to buy your first house, you will need a team to support you and get you to the closing table.
4 Shifts I Made Before Buying My First Home
When I was buying my first home, I felt prepared because I had done my research to prepare - but I also had to shift my mindset.
The first payment you'll make as a Homebuyer |Earnest Money Deposit
An earnest money deposit is the first payment you'll make towards homeownership, but they aren't talked about enough.
My experience buying a new construction home | First Timer Edition
I had multiple reasons why I wanted a brand new home, and they range from built-in warranties to equity.
The #1 Loan For Military Members & Vets | VA Loan
There’s a scary side of homeownership that no one really warns you about until you’re in it.
The #1 Tactic I Used To Save Up For A House
One of the biggest challenges is saving up for a house - and high-yield savings accounts helped me a lot with that.
How Do I Know If I'm Ready To Buy A Home? Do This!
A driving force behind this is interest rates (which are still historically low) and heavy competition on the market.
Don't Let Mortgage Interest Rates Scare You!
Yes, they are climbing but the biggest thing you should be focused on is your numbers and your budget.
RED FLAGS! 5 Mistakes From My First Time Homebuying Experience
There’s so much that you don’t learn as a first time home buyer until you get under contract and begin the process toward closing.
I Bought A House Despite Having Student Loan Debt | My Honest Experience
I quickly learned that you can’t out earn debt and that your debt-to-income ratio is really what the lenders are paying attention to.
4 Things I Didn't Like About The First-Time Homebuyer Process
There’s a scary side of homeownership that no one really warns you about until you’re in it.
5 Wins That Surprised Me As A First-Time Homebuyer
These range from skipping your first mortgage payment to not paying your real estate agent for assisting you.
Find The Right Home Type For You | First-Time Homebuyer Edition
The home buying process is complicated enough so having to think about the pros/cons of home types can be tiring.
3 Things I Did BEFORE Buying A House and That You Should Too!
When I was on the market searching for my first home and I continued to receive expense after expense, I was like wow!
How Student Loan Debt, Credit and Savings Impacted My Home Buying Process
Can you buy your first home and still have student loan debt? Absolutely! But it will impact you in a few ways.
How to break down your monthly mortgage payment - PITI explained
Before I purchased my first home, I had never heard of P-I-T-I, which is your monthly mortgage payment. But now, I am aware.
One Thing I Would Do Differently When Buying My First Home
I wanted a multi-unit property but it just didn’t make sense for my lifestyle at the moment for many reasons.
Don't Make This Mistake! My Confessions As A First-Time Homebuyer
When I began my journey, I thought I was ready. I had been saving, paid off debt, & had a "good" job. But wasn’t enough.
Podcast Episodes
#26 9 Lessons I Learned From 2020 And How They're Shaping My 2021 And Beyond
What a year it's been! Listen in to learn about the biggest lessons I learned. I gained a lot but I also lost a lot. It was worth it though.
#25: Why You Need An Attorney For Your Real Estate Transactions W/ Faith Mitton, Esq.
Before you sign the dotted line on your contract, be sure that you review it with an attorney who will work on your behalf.
#24 How To Passively Invest In Real Estate w/ Real Estate Investment Trusts (REITs)
There are various ways to invest in real estate and my journey began with $500, no credit check and no closing costs.
#23 How To Buy & Manage Out of State Property w/ Jessica Washington of PGLRE
Are you ready to start investing in a state you don't live in? If so, you're going to love this episode with this seasoned investor.
BONUS: How I Got Started With Real Estate Investing (Live on Money Talk With Tiff)
I sat in the guest chair this time. I am working on doing a better job of telling my story behind why I chose Real estate.
#22: Why Now Is The Time To Invest In Los Angeles Real Estate w/ Niccole Culver
Now is a great time to invest in the Los Angeles Real Estate Market and I invited Realtor Niccole Culver on to share exactly why.
#21: 5 Homeowner Expenses That You Might Not Be Aware Of With Lynn Charles
You've closed on your home but what's next? You guessed it. It's Homeowner expenses and you are responsible.
#20 5 Homebuying Expenses To Save For (Besides A Down Payment) Now
Purchasing a home is going to cost you, and that’s before you even step foot into it as the owner.
#19 Segregated By Design - 3 Pivotal Moments That Negatively Impacted Black Homeownership
A few weeks ago, I watched a documentary called Segregated By Design and it really blew my mind.
#18 How 2 Black Women Visionaries Acquired Over 96 Acres of Land
Imagine hearing about a whole town for sale and actually purchasing a portion of it? I was inspired to do something similar in my hometown.
#17 Why Now Is The Time To Invest In Atlanta Real Estate w/ Lauren
Interest rates are lower than ever and the opportunities in Atlanta are endless! Get the details on home values and hot locations here.
#16 5 Money Moves I've Made Since The Pandemic Began
Interest rates are lower than ever and the opportunities in Atlanta are endless! Get the details on home values and hot locations here.
#15 How Your Credit Impacts Your Home Purchase with Adrienne, AFC
Let's debunk some of the common myths you've heard about credit and how you can prepare yours for homebuying.
#14: Season 1 Recap - Let's Dive Into What We Learned
Can you believe we're at the wrap of season 1 already? Its been a fun ride and let's take a moment to recap.
#13: How To Prepare Your Mindset AND Finances For Real Estate
Have you prepared your mindset & finances for real estate investing? Listen in for tips from the hosts of Real Estate Prep & Pretty Girls Love Real Estate.
#12: What Latoria Learned From Purchasing Her First-Home With The VA Loan
Are you a veteran interested in purchasing your first home? I invited my friend & mom boss on to discuss her experience with the VA loan process.
#11: How Myka Was Able To Build A Successful Business + Generate Wealth via Short-Term Rentals
Have you ever thought about renting out a portion of your home for profit? That’s exactly what Myka of Sharebnb has been able to do with short-term rentals.
#10: 5 Lessons I Learned From "The Banker" - A Must Watch For Aspiring Investors
If you haven't seen "The Banker" and you're serious about real estate investing, put it at the top of your list! Here's 5 things I learned from the movie.
#9: How Kendra Barnes Was Able To Quit Her Job And Build Wealth Through Househacking
What does it really look like to build wealth through real estate? Kendra is the OG when it comes to this and she’s been able to do it with househacking.
#8: The key components of a home inspection w/ DeAndre Henderson of Systemized Inspections
Imagine finding your dream home only to find out that it didn't pass the inspection. Do you buy or do you not buy? I invited DeAndre Henderson to talk about it.
#7: How To Invest In Historically Black Neighborhoods Collectively With Torrence of HBCU Realty
Have you ever wanted to invest in areas you grew up in? Torrence of HBCU Realty is offering you the opportunity to do so collectively.
#6: How Tulsa's Black Wall Street Reflects Our World Today
Today we’re going to take a walk down memory lane and discuss Tulsa’s Black Wall Street, a thriving black-owned and operated community known as the Greenwood District.
#5: What Kanmi Akinkoye Learned From Selling Her First Home
You've bought your home, lived comfortably in it and now you're ready to sell. What do you do first? In this episode, Kanmi gives helpful tips from her journey.
#4: How To Financially Prepare For Homeownership w Phillip Washington
This week, I chatted with Phillip of StoneHill Wealth Management to discuss how to prepare financially for the biggest purchase of your life, your first home.
#3: How Sierra Howard Used Seller Financing To Purchase A Home
This week, I chatted with Sierra of "I Don't Do Budgets" on how she purchased her first property with seller financing.
#2: From Denied Offers To Debt Freedom
Going from denied home offers to becoming debt free wasn't easy, but it's worth it! Listen in for helpful tips that'll help you manage your finances.
#1: The Story Behind Real Estate Prep
Real Estate Prep is for first-time homebuyers who want the tools, tactics and resources needed to confidently make the biggest purchase of their lives.