How to stop living paycheck to paycheck 2023 | money moves 2023

I want to help you stop living paycheck to paycheck in 2023 so I have 3 money moves for 2023 that I swear by! When it comes to managing my money, the most important days for me are paydays. This is when I get paid. So I’m always accessing what is coming in vs. what is coming out. And making sure that the investments are covered, the savings is covered and of course, the bills are covered!


I used to feel like there was never enough money but I quickly realized that I just wasn’t assigning my money a responsibility. I learned how to break down your paycheck much better as I have subscribed to biweekly paycheck budgeting. Not just monthly, but weekly. The goal is to make work optional. But the way I was spending and investing didn’t reflect that. These last few years of buying my home and being laid off taught me a lot about making sure that my money is always working for me. And being that my main source of income is via a W-2, I’m working it well if I do say so myself.


So if you are looking for new tips on what to do on payday or better yet, how to manage your money during paydays, watch the video! I made it simple and actionable so that you don’t have any excuses. I’m all about financial independence for women so this is 1 of many financial independence retire early explained videos. Enjoy!




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[VIDEO] 3 Things I Do With Every Paycheck:  https://www.youtube.com/watch?v=34B2M14zWq8&t=0s


[VIDEO] 5 Things I Wish I Knew In My 20s: https://www.youtube.com/watch?v=siCJ1cqT53g&t=0s


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Open an HYSA and get an extra 1% back in interest: https://www.marcus.com/us/en/savings/referral?referralcode=JOS-2LH-CT84


Instagram (we have lots of fun over here): https://www.instagram.com/maximized.money


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The #1 Workbook for first-time homebuyers: https://www.maximizedmoney.com/ready-to-own


Ready to find the right real estate agent for you? Download my free checklist for questions to ask: https://www.maximizedmoney.com/homebuyer-checklist




Relevant videos:


5 Things I Wish I Knew In My 20s: https://youtu.be/siCJ1cqT53g


5 Money Moves I'm Making In My 30s: https://youtu.be/SJvfzxhdAIQ


Does student loan debt impact you from buying a house? Yes: https://www.youtube.com/watch?v=G8f2_d63a2E&t=0s


My debt free journey: https://www.youtube.com/watch?v=C0Tyt3n7PCY&t=0s


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More resources:


Book an "Ask Me Anything" one hour personal finance session: https://calendly.com/maximizedmoney/60min


Open a Chase Sapphire Preferred travel credit card & earn 60,000 points: https://www.referyourchasecard.com%2F6f%2FS9MGK26U1M&v=4kZeCxZqZ1E


Open an HYSA and get an extra 1% back in interest: https://www.marcus.com%2Fshare%2FJOS-2LH-CT84&v=4kZeCxZqZ1E


Instagram (we have lots of fun over here): https://www.instagram.com/maximized.money


TikTok (we have even more fun over here): https://www.tiktok.com/@maximized.money


The #1 Workbook for first-time homebuyers: https://www.maximizedmoney.com/ready-to-own


Ready to find the right real estate agent for you? Download my free checklist for questions to ask: https://www.maximizedmoney.com/homebuyer-checklist


Want to get your finances together for your big home purchase? Join my free Homebuyer Goals Challenge: https://www.maximizedmoney.com/homebuyer-goals-challenge


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